Friday, May 11, 2012

Julia's Two Lives

Under President Obama, Julia goes to the generously funded Head Start because her ill-informed (thanks to Obama's propaganda machine) parents apparently aren't aware that studies have shown that pre-schooled kids actually do WORSE academically and socially down the line.

Under Ron Paul, Julia's parents have no federally funded day-care, oops I mean preschool, to send her to, so they keep her home and give her love and support, hoping this will suffice. Surprise! This is just what Julia needed in her early years, and she goes on to become a very intelligent young lady.


Under President Obama, Julia's high school is part of some federal government program that wastes taxpayer money and ends up reducing standards in the long run, making her worse off and hurting her chances of success in either college or in a career.

Under Ron Paul, the federal government closes the department of education, allowing educational decisions to be made on a local level, reducing wasteful spending and allowing better feedback and higher educational standards for Julia.

Under President Obama, Julia is given generous taxpayer subsidies to go to college. While this may be good for her in the short run, in the long run, generous college subsidies have allowed colleges to dramatically raise costs far above the rate of inflation, meaning that Julia's out-of-pocket costs are about the same as what they would have been under a true free-market situation. In addition, Julia will end up paying tens of thousands (If not hundreds of thousands) of dollars in taxes over her lifetime to pay for this charade for younger generations.

Under Ron Paul, the federal government eventually eliminates college subsidies. Julia decides not to go to college right now because the outrageous college costs mean a poor return on investment: Her costs of loans and interest will exceed her lifetime earnings boost from a degree. Julia ends up going to college a few years later when college costs have dropped dramatically due to the intense competition for students that resulted when the government subsidies were removed. In addition, Julia is very grateful for the reduction in the federal tax rate that saves her a fortune over her lifetime.

Under President Obama, Julia undergoes surgery during college that is paid for by being allowed to stay on her parent's health plan. Perhaps she was unaware that health insurance for students is available through most colleges at very affordable rates - and that Obama had nothing to do with this.

Under Ron Paul, Julia is able to purchase her own health insurance package that covers exactly what she wants it to, and at a very affordable rate, thanks to the increased competition and options that became available when the health industry was de-regulated.

Under President Obama, Julia starts a career as a web designer. Julia knows that she is entitled to certain benefits and levels of pay because she is a woman. Her work ethic and quality of work deteriorate as a result.

Under Ron Paul, Julia starts a career as a web designer. Julia knows she is entitled to nothing, and as a result works hard and puts out a superior product, which enables her to command a high level of pay by shopping her skills around to different employers.

Under President Obama, Julia is thrilled that her college loan payments and interest rates are capped. Of course, if life throws her more curve-balls than she can handle, she still better make those payments because she can never ever discharge those loans through bankruptcy.

Under Ron Paul, Julia is thrilled that after waiting a few years after the subsidiies dried up, college costs came down so much that she only had to take out one very small loan that is very easy to pay.

Under President Obama, Julia's health insurance covers birth control and "preventive medicine". As a result, she makes unwise sexual choices and cares very little about the long-term health effects of her lifestyle choices, thinking that checkups and regular testing will keep her safe, or at the worst that any problem that comes up will be covered no matter what.

Under Ron Paul, Julia is thrilled that she has much more money in her pocket, since de-regulation and competition has greatly reduced both health care and insurance costs. She makes wise choices, knowing that if she has to visit the doctor, she will have significant out-of-pocket costs since she decided to go with a high-deductible health plan. However, her high-deductible policy is much cheaper than a full-coverage plan, and she saves money most years while still having the comfort of knowing that she won't go bankrupt even if something terrible happens.

Under President Obama, Julia decides to have a child. Her medical expenses are all covered, which sounds spectacular to her.

Under Ron Paul, Julia's medical expenses are not covered. She really doesn't care, however, since her employer was able to afford giving her a huge raise when health care and insurance costs plummeted after de-regulation. Even after paying for her pre-natal medical expenses, she has thousands of dollars left in the bank thanks to her huge raise.

Under President Obama, Julia's son starts kindegarten. Julia is glad that his school was given lots of taxpayer money and has state-of-the art facilities. She can't quite understand why she has the nagging feeling that educational standards at the school are lower than they were when she was in school, however.

Under Ron Paul, Julia is now so well off after her taxes and health care costs dropped, that she can afford to send him to a top-drawer private Montessori school, or cut back on her hours at work and become his homeschool mentor.

Under President Obama, Julia decides to start her own business. After months of slogging through paperwork and jumping through paperwork hoops, she gets a loan from the SBA. She is happy about the small business tax-cuts, but it still seems like an awful large check she sends to the government every year.

Under Ron Paul, taxes were slashed to the bone even before she started her business. She has much more in savings, and she figured out that it was a lot less hassle to get a loan through her local bank, especially now that the bank has fewer restrictions on it from the government.

Under President Obama, Julia now enrolls in Medicare, being unable to otherwise afford medical care thanks to the continued rapid rise in health care costs and the now-crushing taxes, which had to be raised dramatically to cover Medicare, Social Security, continued wars and the crushing interest on the ballooning federal debt.

Under Ron Paul, Julia is now a well-off business owner, able to afford her own reasonably priced medical insurance.

Under President Obama, Julia's retirement got pushed back from 67 to 75 thanks to the government having to delay the full benefit age of social security several times due to decreasing revenue and increasing costs. After years of paying in, it seems like she's going to get a whole lot less than she paid - unless she can manage to live to 115.

Under Ron Paul, Julia has been semi-retired since her late forties, doing volunteer work when she wanted to and working when she felt like it. At 60, she sold her business and was able to comfortably retire on the proceeds of the sale, turning her attention to her grandchildren and a new line of volunteer work. Social Security, if it even still exists, seems like a pittance compared to her large annuity revenue stream.

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